Ithaca Health Fund Progress
Over 1,000 people have joined the first locally-based, member-owned, non-profit health financing system.
THE FUND'S BENEFITS EXPAND AS MORE PEOPLE JOIN:
= current payments
1997: shows current payments made:
* discounts (usually 10%) with about 60 area health providers (increased to 120)
1998:
* discounts with about 90 area health providers
* maximum payment about $700 for broken bones or ambulance rides (increased 2000 & 2001)
(maximum 5% of Fund total for broken bones, after Fund had reached $10,000 balance)
1999: shows current payments made:
DISCOUNTS with over 115 area health providers
* maximum payment $1,500 for BROKEN BONES (increased 2001)
* maximum payment $400 for AMBULANCE RIDES
* maximum payment $400 for EMERGENCY STITCHES (increased 2002)
maximum payment $200 for dental ROOT CANAL (after 6 mo.)
maximum payment $50 for TENTH VISIT to participating practioner,
when that practitioner donates fifth or earlier visit (5/10 Plan)
$20 toward DENTAL CHECKUP/cleaning when participating dentist
donates $5.00 or more (for those who paid minimum $50 member fee)
LOWER-INTEREST LOANS for Fund provider members (see website)
(payments above were added when Fund reached $35,000 balance, including $10,000 grants/donations)
2000: ADDED: shows current payments made:
* maximum payment $1,000 for EMERGENCY APPENDECTOMY (increased 2001)
* maximum payment $300 for BURNS (2nd or 3rd degree) (increased 2000 & 2001)
$20 toward EYE EXAM when participating optometrist donates more than 10% of the exam fee (for those who paid minimum $50 member fee)
$20 toward HEARING TEST when participating audiologist donates
more than 10% of the test fee (for those who paid minimum $50 member fee)
(payments above were added when Fund reached $50,000, including $11,000 grants/donations),
2001: ADDED: shows current payments made:
maximum payment $400 for DENTAL REPAIR/EXTRACTION of natural tooth, resulting from documented external trauma to jaw
maximum payment $300 for VASECTOMY or TUBAL LIGATION
(male/female sterilization)(after six months' membership)
maximum payment $600 for RABIES INOCULATIONS
SMOKING QUIT BONUS: Fund will pay $50 to member six months after completion of a tobacco cessation program.
DENTAL REVOLVING LOAN FUND: Interest-free $500 loans for dental crowns, for those who've been members at least two years, living within 30 miles of Ithaca.
DIAGNOSTIC EXAMS: When a health provider discounts fee 10% or more for one of the following six categories per member per year, Fund will pay $20 of fee, for a member who has paid $50 or more annual membership: DENTAL EXAM, PERIODONTAL EXAM, EYE EXAM, GENITO-URINARY EXAM, HEARING EXAM, MEDICAL EXAM
FREE WEB PAGES for participating discount health provider members paying $50 or more member fee.
INCREASED: shows current payments made:
maximum payment $2,000 for BROKEN BONES
maximum payment $1,500 for EMERGENCY APPENDECTOMY
* maximum payment $500 for 2nd or 3rd degree BURNS
(payments above were added when Fund reached $70,000, including $17,000 grants/donations)
2002: ADDED: shows current payments made:
Emergency Room Visits (not including technical/professional services)
* $50 for bills $300-$500
* $150 for bills $500-$1,000
* $250 for bills $1,000-$2,000
* $400 for bills over $2,000
Free 20-minute massage on the Ithaca Commons during annual FreeFest (paid for by one half percent of net annual Fund income, not including grants/donations).
INCREASED: shows current payments made:
* maximum payment $2,500 for BROKEN BONES
* maximum payment $1,000 for BURNS (2nd & 3rd degree)
* maximum payment $800 for EMERGENCY STITCHES
$30 for DENTAL EXAM for member more than one year, when dentist discounts exam 10%+
(payments above were added when Fund reached $100,000 balance, including $27,000 grants/donations. An additional special $6,500 grant was obtained to enable us to expand broken bones payments from $2,000 to $2,500.
2003: ADDED: shows current payments made:
maximum payment $30 for DENTAL EXTRACTIONS (after six months' membership); $60 after one year's membership.
INCREASED: shows current payments made:
* maximum payment $2,000 for BURNS (2nd & 3rd degree)
* maximum payment $1,000 for EMERGENCY STITCHES
maximum payment $500 for AMBULANCE RIDES (2nd & 3rd degree)
(payments above were added when Fund reached $150,000 balance, including $43,000 grants/donations).
2004: ADDED: shows current payments made:
maximum payment $150 for DENTAL CROWN after every five years' membership).
maximum payment $50 for MASSAGE BONUS after ten years' membership. Thanks for pioneering with us!
INCREASED: shows current payments made:
maximum payment $3,000 for BROKEN BONES
* maximum payment $2,500 for BURNS (2nd & 3rd degree)
maximum payment $1,500 for EMERGENCY STITCHES
maximum payment $80 for DENTAL EXTRACTION during/after three years' membership. One per member year.
(payments above were added when Fund reached $190,000 balance, including $55,000 grants/donations).
2005: ADDED: shows current payments made:
maximum payment $300 for CANCER PALLIATION PACKAGE for diagnosis of cancer by M.D. (except skin cancer) after completing one years' membership.
$150 of which for organic food, plus $150 for complementary therapies such as acupuncture, massage, counseling.
INCREASED: shows current payments made:
maximum payment $3,000 for BURNS (2nd & 3rd degree)
EMERGENCY ROOM VISITS (not including technical/professional services)
--- $125 for bills $300-$500
--- $225 for bills $500-$1,000
--- $450 for bills $1,000-$2,000
--- $600 for bills over $2,000
(payments above were added when Fund reached $220,000 balance, including $55,000 grants/donations).
NEXT: seeking to establish our own FREE CLINIC
MEMBER IDEAS FOR ADDITIONAL PAYMENTS ARE WELCOME!
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